Personal Loans After Bankruptcy - How to Get Them

Have you already gone through a bankruptcy and you are in need of some financing? You have probably found that it is difficult to get the financing you need for anything because of your bankruptcy. The worst is personal loans after bankruptcy because they are difficult to begin with. However, there is a way and here it is.

First, you need to know what you are dealing with. If you have recently had your bankruptcy discharged, then you are probably only going to have one choice and that will be a payday loan. If it has been a couple of years, then you have a couple of other options. You can get a bit more creative the longer it has been since your bankruptcy was discharge.

So for those of you that have just had a discharged bankruptcy you can get between $100 and $1,500 from your local cash advance store or online from a payday lender or cash advance lender. This is your only option other than selling something or a pawn shop. You should know that these types of loans are very short term and need to be treated with care.

For those of you that it has been a few years since your bankruptcy was discharged you have more personal loans after bankruptcy options. You can check with your bank first, sometimes they will work with you. If not, there are non conventional lenders, payday loans, Prosper online, and a few others. The bottom line is the longer you wait the better chance you will have to get a better loan.

Article Source: http://EzineArticles.com

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